A new phone, a much-needed family vacation, a seed fund for a side hustle, a down payment for a starter condo unit —these life goals are more achievable with the help of savvy money moves, thanks to Maya, the country's all-in-one money app, powered by Maya Bank.

Maya recently launched Personal Goals, the newest digital banking feature that empowers users to save for different life goals while earning 6% per annum, one of the highest interest rates in the market.

Under Maya Savings, you can easily set up to five active goals at a time and put a target amount and deadline of up to six months. The best part is that you can get a 6% interest rate on your Personal Goals savings for up to P1 million, per goal.

"Achieving goals, even small ones, feels great. Maya Personal Goals can help Filipinos set their own goals, track their progress, and celebrate milestones. It's a great way to help our users master their money and make the savings experience more delightful," said Angelo Madrid, Maya Bank President.

Getting started with your Personal Goals is easy:

Go to Savings on your Maya app and tap “Create a Personal Goal”
Select the mood that best fits your particular goal.
Enter the goal name, due date, and goal amount, and hit Continue.
Check your goal details, tap Confirm, and key in the one-time password (OTP).
Deposit money to start your saving goals and enjoy a 6% interest rate along the way!

Putting money to your Maya Savings is easy. Customers can deposit via Pesonet to their Maya Savings and Personal Goals accounts. They can also quickly cash in to their Maya wallet for free at over 90,000 touchpoints nationwide and transfer the fund to their savings accounts at no cost. Maya's free cash in touchpoints include all Maya Centers, BPI and Unionbank online, Ministop, Robinsons Supermarket, Shopwise, Palawan Pawnshop, and more.

The Maya app, formerly PayMaya, was launched over two months ago and continues to be the top-rated finance app in both Google Play and App Store. Completely free to download, it seamlessly integrates digital banking services powered by Maya Bank, such as savings and credit, with its feature-rich e-wallet with features like cryptocurrency, micro-investments, and insurance. Maya customers also get their own virtual Visa card in-app and link up to three physical Visa and Mastercard prepaid cards.

Maya is powered by the country's leading digital payments company, PayMaya Philippines, and Maya Bank, one of only six digital banks licensed by the BSP. As the only all-in-one money app in the Philippines, Maya leads millions of Filipinos — consumers, businesses, communities, and government agencies alike — into a digital economy that's more inclusive, transparent, and empowering. Visit www.maya.ph and www.mayabank.ph for more information.

Have you been dreaming of swimming in the world-famous beaches of Rio de Janeiro? How about a gastronomic exploration of Italy? How about reliving the iconic scenes in the Korean-drama “Goblin”, in the charming French-Canadian city of Quebec?

If you’ve been wanting to pack your bag, and embark on a global travel exploration, you might want to join the RCBC Savecation Raffle Promo, an exciting campaign that will bring lucky depositors to destinations in 21 exciting countries in 6 continents.

Joining is easy. New and existing RCBC Checking and Savings accountholders can win a much-coveted destination getaway courtesy of the bank. Clients need only deposit “fresh funds” and maintain an average daily balance (“ADB”) of at least Php10,000 for Personal Savings or Checking Accounts and Php50,000 for Corporate Accounts during the Promo Period. For increased chances of winning, the bank is giving away a total of 25 trips to different vacation dream spots across the globe!

These destinations include Sapporo, Japan; Dubai; Cape Town, South Africa; Italy; Morocco; San Francisco, USA; Greece; New Zealand; Belgium; London; Spain; Quebec, Canada; Alaska; Maldives; Brazil; Osaka, Japan; South Korea; Cambodia; Bali, Indonesia; Taiwan; and Malaysia.

RCBC’s SAVEcation Raffle Promo will last from September 20, 2017 to March 20, 2018. Winning accountholders will get a trip for 2, including round-trip airfare, accommodations and tour packages to any of the destinations offered by the bank.

For more information on RCBC SAVEcation raffle promo, visit www.rcbc.com/savecation.

Travelling is a great way to unwind and enjoy what life has to offer, but that doesn’t mean that you shouldn’t be mindful of your safety. ​

Scams abound in every part of the world. As the travel industry grows in popularity, scammers and other criminals are also growing in numbers, devising ways to trick unsuspecting tourists from transportation overcharge and forced purchases to ATM skimming and credit card fraud. ​

PSBank advises travelers to exercise caution when setting foot in foreign lands. Here are some safety measures you can take for a scam-free and enjoyable vacation: ​

Inform your bank or Credit Card Company if you're travelling outside of the country.

Although most banks have systems in place where they will send you an SMS alert to confirm a purchase before they are processed, and/or a text message and email notification to inform you of your transactions, you will be helping your bank monitor and secure your accounts from any suspicious usage by informing them of your travel plans. This way your bank won’t assume that your debit, prepaid or credit card is being used fraudulently and block it. ​

Be wary of public wifi.

Hackers can easily set up "free" public WiFi networks and bait people to use them so they can sniff your login passwords or use your accounts while you're still logged in to the websites without the need for your password. Always ask the hotel, coffee shop or airport personnel their valid WiFi hotspots for guests. If you have to connect to a free WiFi network, never use it to log in to your email, social media or bank accounts. ​

Never provide debit or credit card details via phone, text or email.

Emails and texts were not created with data privacy in mind. Unencrypted email is an unsecure way to send sensitive information. Emails, SMS, or phone calls can be hacked, spoofed, and eavesdropped. When travelling, it is best to avoid providing personal and financial information through these channels. ​

Look for the lock. ​

Aside from a web address that begins with “https:” where “s” stands for ‘secure’, a lock icon on your browser is another indication that the site you are on is safe to use. When booking plane tickets and hotels, or when making online purchases, make sure you can see the padlock symbol in the address bar, before you provide your personal or financial details. ​

Keep your card visible when making payments. ​

When paying for your purchases and services using your debit or credit card, make sure that they process your payment in your presence. This way, your card is visible and always with you. Thus, preventing multiple unauthorized card swipes and skimming. ​

Monitor your accounts regularly. ​

Monitor your accounts even when you are abroad to ensure that there are no unauthorized transactions. For added security to PSBank Debit and Prepaid Mastercard cardholders, turn on the ATM Lock feature in your PSBank Online or PSBank Mobile App to keep your account safe from ATM skimming and other card-based electronic fraud. ​

Be vigilant. ​

If you think that your bank account has been compromised or noticed any suspicious movements, report it immediately by calling your bank’s customer service hotline. ​

“Learning how to secure your accounts and avoid obvious threats goes a long way in protecting your personal information and money most especially when you travel,” says PSBank First Vice President for Information Security Dan Jose Duplito.

 
RCBC recently launched its SAVEcation Raffle Promo, an exciting campaign that will bring lucky depositors to destinations in any of its identified 21 countries in 6 continents.
The event, held at the 47th Floor Executive Lounge of the RCBC Plaza, was a celebration of international proportions. From the venue to the menu, guests wre given the opportunity to experience cultures and cuisines form around the world as a way to imbibe the very heart of the bank's biggest travel promo to date: the SAVEcation Raffle Promo!










Of the 21 different countries offered in the promo, nine were highlighted to be the gastronomic experience for the day. Form the Gods and Goddesses of Greece, to the Geishas of Japan; from Brazil's Carnival to the Safari Plains of Africa, guests were greeted with tables brimmed with life and culture.

New and existing RCBC Checking and Savings and accountholders can win a much-coveted destination getaway courtesy of the bank. Clients need only deposit "fresh funds" and maintain and average balace ("ADB") of at least PhP10,000 for Personal Savings or Checking Accounts and Php50,000 for Corporate Accounts during the Promo peried. For increased chances of winning, the bank is giving away a total of 25 trips to different vacation dream spots across the globe!
The promo launch was culminated with an international feast composed of dishes from the different countries represented at the venue. Cuisines from South Africa, Morocco, Italy, Brazil, England, Japan, Spain, Gresce and even the Philippines were served to tantalize the taste buds of the bank's guests.

RCBC's SAVEcation Raffle Promo will last form September 20, 2017 to March 20, 2018. Winning accountholders will get a trip for 2, including round-trip airfare, accommodations and tour packages to any of the destinations offered by the bank.

For more information on RCBC SAVEcation raffle promo, visit www.rcbc.com/savecation

Here’s great news for PSBank Online and PSBank Mobile App users. PSBank has not only made banking simple and hassle-free for you. Now, banking through PSBank Online and PSBank Mobile App is rewarding with the PSBank Triple Combo Promo.

Under the PSBank Triple Combo Promo, which will run from August 17 to October 16, 2017, PSBank Online and PSBank Mobile App users can get a chance to win loads of prizes in three promo categories:
iPad Pro, Want Mo promo. For every successful Bills Payment, Fund Transfer, and PayMe transaction worth at least PhP1,000 or a Telco Reload of PhP300, you will get one raffle entry. In this category, one winner will bring home a 10.5 inch iPad Pro (64gb), while 100 lucky winners will each receive PhP500 Cash Credits.
Love to Lock promo. You can earn a raffle entry by simply locking or unlocking your PSBank card or account using either PSBank Online or the PSBank Mobile App. 15 winners will each receive a very relaxing spa treatment worth PhP3,000.
PayMe, Pay We promo. Every successful PayMe transaction you make with a minimum amount of PhP500 entitles you to a raffle entry. For this category, 25 PayMe pairs (requestor and payor) can win back the actual value of their winning PayMe transaction or up to PhP1,000.

Don’t miss out on the chance to win exciting prizes. Pay your bills, transfer funds, reload your phones, make PayMe transactions, and lock or unlock your ATM card using PSBank Online or PSBank Mobile App now.

Not enrolled in PSBank Online or PSBank Mobile? Simply visit their website to enroll your PSBank deposit, loans, and PSBank Prepaid Mastercard accounts to PSBank Online and download the fully loaded PSBank Mobile App for free from Apple Store or Google Play.

All raffle winners will be drawn electronically on October 27, 2017 at the PSBank Head Office in Makati City. For details, call our 24/7 Customer Experience Hotline at (02) 845-8888, visit any branch near you, or www.psbank.com.ph>Best Deals> Promos.

Philippine Savings Bank (PSBank), the thrift bank arm of the Metrobank Group, has declared a deadline for deactivating all its non-EMV cards in line with its thrust to provide clients with more secured products and services.

In a statement, PSBank said “All non-EMV PSBank cards can no longer be used beginning September 1, 2017.” With this, it is encouraging all its clients to replace their non-EMV cards now at any PSBank branch. If it is your first time to replace your card, it is FREE of charge, PSBank said.

The Bank started to issue EMV chip-enabled cards as early as January 3, 2017. All its more than 600 ATMs are already EMV-ready.

PSBank debit and prepaid card account holders can simply visit any branch to get their card. They simply need to bring their old card and one government-issued valid ID. On the other hand, for PSBank Flexi accountholders, their card will be delivered via courier to their office address while their PIN will be delivered separately via another courier to their home address. Flexi card holders can activate their card by calling PSBank’s 24/7 Customer Experience Hotline at (02)845-8888 or by visiting the nearest PSBank branch.

PSBank’s move to shift to EMV chip-enabled cards is in line with the issuance of Bangko Sentral ng Pilipinas Circular No. 859 or the Europay, Mastercard and Visa Implementation Guidelines.

The PSBank EMV chip-enabled cards have enhanced features for verifying transactions made on the card, therefore minimizing cases of card-present fraud incidents and identity theft and giving cardholders the peace of mind whenever they do card transactions.