Staycation and relaxation on budget? Well, we moms are probably the best finance officer! Why? We are the custodian and budget officer in the family. We make sure that our finances are alloted to where it should be. More of calculating our savings rather than listing our expenses.

Imagine a house without a budget officer who thinks of the finances and savings. We would end up spending all of the hard-earned money of our spouses. Without planning and allocating, life will probably be hard.

So as a mom of two kids, who are already on their teens, I know how challenging it can be to find the time and resources for a family vacation. The past year has been especially tough, with the pandemic putting a damper on many travel plans. But now that things are starting to open up again, my family and I are excited to spend our not so first but thrifty staycation.

For moms and dads, a staycation is a great way to relax and recharge, and there are ways of spending without breaking the bank. Instead of spending money on expensive hotels and airfare, you can enjoy all the comforts of home while still getting a change of scenery. Plus, with the kids being home from school, it's a great time to bond and make memories together.

So how do you plan a staycation on a budget? Here are a few tips:

• Set a budget. Before you start planning, decide on a budget for your staycation. This will help you make decisions on activities and meals that fit within your financial constraints.

• Take advantage of free activities. There are plenty of free or low-cost activities you can do as a family during a staycation. Take a hike, go to the beach, or explore local parks and museums

• Plan your meals in advance. Instead of eating out for every meal, plan to cook at home as much as possible. This will save you money and also allow you to bond over meal prep as a family.
  

• Look for deals and discounts. There are often discounts available for local attractions and activities. Do some research and take advantage of these deals to make your staycation more affordable.

• Create a schedule. A staycation can be just as hectic as a regular vacation if you don't plan ahead. Create a schedule that includes time for activities, meals, and relaxation. This will help everyone stay on track and make the most of the time together.

If you're still having problem or second thoughts about spending, allocating and planning your expenditures, there are always some help online. You can visit for quite a number for easy reference when it comes to calculating your savings and expenses. Just simply visit SavingsCalculator.org to learn more.

So, overall, a staycation is a great way for families to relax and bond without breaking the bank. With a little planning and creativity, you can create a fun and memorable experience for everyone. And with the pandemic being around for so long, it's more important than ever to make the most of the time we have with our loved ones.

 

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Okay, this is not about a story to make you fall asleep, but it's about making your pocket less deep when you need to spend your money on essential things. Especially now, we are experiencing a crisis, not only of health but also with our finances. Yes, we're going to talk about budgeting, and this is probably one of the best skills that we, moms, are good with, extending whatever money we have. From groceries up to mortgages, we always check the finances. We do that together with our husbands.

Like any subject matter, we can always learn more all we need to do is study it and understand.

Why do we need to budget?

Here are a few explanations why we need to budget. The first is that we don't have enough resources, the second is we want to spend our hard-earned money on the right things we need, and lastly, that is to get us all through the hard times.

The word budget can mostly be associate with us moms. We're probably the ones who always do the groceries and pays for the expenses in the house. From small spices up to the payment of big mortgages, moms do the budgeting. Of course, there are also other situations where husband and wife help each other, but mostly the wife does it all.

If you want to know more about budgeting you can always check out other sites like Chinkee Tan or My Money Coach 

Stick to your budget?

Our budget is like our guide. When we do our shopping or grocery, we consider it our trail like in a hike. As much as possible, we don't go out of that trail to keep us safe and avoid problems. When we shop, we already know what to pick. If we try to go astray from our budget, which is our guide, we'll end up getting confused on what to buy first. And we'll also end up spending more time contemplating on whether to buy it or not. So, that's how a budget works for us. It gives us direction and saves us time.

When looking for a house or even a vehicle, you always need to consider few things. Some of the things like the design, the size, and the budget.

Finding your desired items is easy. There's an abundance of it now in the market, like your dream car model or your dream house, but you always refer back to one thing, your budget. You'll consider it first to find the best dream house for your family or buy that vehicle of your dream. So, if you don't have that budget, well, it will still be a dream for you. That is why always consider your budget. At least, you won't get frustrated if you know that your budget will only be for that specific level.

How do you budget?

It is not easy to budget, but you'll get used to it if you always do it. For a mom like me who always does the budgeting in the house, it became so easy. All you need to do is understand first what you need.

If you're a bachelor or bachelorette living solo, you must think of your specific daily needs, your weekly needs, and finally, your monthly needs. Assess it first and tag the essential items. After tagging that's the time you start allocating. Since you're solo and you have that specific income, think of it as your specific budget. So when you allocate your monthly income becomes your budget. So, always think of the important ones.

If you're a big family, sometimes the expenses go beyond the income. So it is much better to have more than one source of income for a big family. Still, a budget is needed to get through with the monthly expenses. Just like the solo thing you try to think of the needs but this time for the whole family. Always sort out the important ones. Then that is the time to allocate.

More tips in budgeting, always have your list from the previous month so you can always compare and see what the things that you can get through the month without it.