As a working Mom, I juggle many roles in our family. I make sure to give my best effort to my family even though I'm working. It's not good to serve two masters at the same time but I'm serving my family and at the same time the company I'm working with.

Aside from preparing everything for my husband and kids before we all go to our respectively work and school, I see to it that our bills are taken care of and paid on time. This is to avoid any hassle, we all know that water and electric bills are essential to us now. 

So, for the electricity, this is to ensure that our kids can comfortably do their homework and projects. There are still days that they are in their online classes, and though they are already face-to-face, they still need to submit some of their projects and activity online.

Since I'm the one responsible for paying our utility bills aside from budgeting our daily needs, I make sure to have our bills paid on time. But of course, there are times, because of my busy schedule, I sometimes forget to pay it on time. 

One time I really forgot to pay our bills during the weekend, and it's overdue already. The bad news is that it was a Monday. We all know what is the scene and situation during Mondays. So, I got up really really early prepared everything for my family, and set off to work. The good news about Cebuana Lhuillier is that you can always find a Cebuana near your place, and we have one. It is just along the road where I'm going to take a ride for work. It is located at San Simon st. Brgy. Holy Spirit, Quezon City. Another great with Cebuana Lhuillier is that they open very early. I think I was in their branch at around 7:20 AM. So, I paid my Meralco Bill instantly and hassle-free. It is just like counting 1, 2, and 3. It is fast and the Cebuana Staff are very accommodating. That's why when I went out of Cebuana, I smiled and I tap my shoulder for a job well done. I don't have to worry that Meralco might disconnect our electricity line.

@mommysmaglife Paying out bill at Cebuana Lhuillier. Kayo where do you pay your bills? #CebuanaLhuillier #Cebuana #Meralco #Bills #MommysMagLife #fyp #entertainmentph #entertainment ♬ Dynamite - BTS

So, for all Mommies out there, especially Working Moms like me, we don't have to worry when it comes to paying our utility bills like Meralco, because Cebuana Lhuillier is there to rescue us since they have more than 3,000 branches nationwide. For sure there's a Cebuana near your place. Try Cebuana now, for you to experience how convenient and fast their services.

FPG Insurance, the major player in the general insurance industry and Cebuana Lhuillier Foundation, Inc. (CLFI), the CSR arm of the PJ Lhuillier Group of Companies (PLGC) formally inaugurated a community learning center under CLFI’s Alternative Learning System Program in Sitio Nagpana, Barotac Viejo, Iloilo.

Guided by CLFI’s advocacy “Always Love Schooling”, FPG Insurance provided support to the learners enrolled in the program to enable them to complete education and pass the Accreditation and Equivalency (A&E) test with flying colors. Integrated at the Nagpana Elementary School complex, the recipient community learning center has a historical 99% passing rate for its 2017 ALS Accreditation and Equivalency test.

“It is a personal commitment of our President and CEO Ramon Dimacali to support initiatives that pave way for education. He believes that education is the first step towards success and these privileged students of Barotac Viejo will have that with the help of Cebuana Lhuillier Foundation,” said Retail Business Group Assistant Vice President and Cebu Branch Head Janice Diaz.

The launch was also attended by FPG Insurance Assistant Vice President for Channels Marketing Group Vinelle Haber, CLFI’s Education and Special Projects Head Pebbles Muniz, members of the Department of Education – Iloilo Division represented by Schools Division Superintendent Miguel Aposin, Schools Division Assistant Superintendent Dr. Azucena Falaes, and Public Schools Division Supervisor and Indigenous Peoples’ Education Focal Person Concepcion Tababa, members of the Ati tribal community, and Hon. SB Member Antonio Balairos on behalf of Barotac Viejo Mayor Hon. Niel Tupas III.

“Cebuana Lhuillier Foundation has always been active when it comes to promoting and giving access to education. We thank FPG Insurance for being our partner in bridging continued learning for adults and youth of Barotac Viejo. We hope to see more institutions giving out support to enable more learners in the future,” said CLFI Executive Director Jonathan Batangan.

The students of Barotac Viejo Community Learning Center will all undergo an equivalency examination by the end of their training course to determine their viability to receive a certification from the Department of Education.

FPG Insurance offers a comprehensive suite of insurance products from motor insurance, property insurance, to travel and personal accident coverages.

The country’s largest microfinancial services company, Cebuana Lhuillier, has formally opened this year’s Search for the Happiest Pinoy. The competition celebrates the Filipinos’ indomitable spirit of resilience and positivity and gives honor and recognition to outstanding Filipinos that best represent these values.
“Cebuana Lhuillier has always believed that Filipinos are one of the most resilient people in the world. We have always faced life’s challenges with optimism, faith, and a can-do attitude—and we believe that this should be recognized and encouraged at all times. We have been celebrating this culture of happiness and resilience through the Search for the Happiest Pinoy since 2009,” said Jean Henri Lhuillier, president and CEO of PJ Lhuillier Group of Companies.
In the 41st Annual Global End of Year Survey of Gallup International (http://www.gallup-international.com/surveys/happiness-hope-economic-optimism/), the Philippines ranked third among the happiest countries in the world. The survey revealed that Filipinos exude a positive outlook in life in spite of economic uncertainties and financial upheavals.
The 2018 Search for the Happiest Pinoy will be the most inclusive in its ten-year history since it now covers ten categories: youth, senior citizens, overseas Filipino workers (OFWs), lingkod bayan, professionals, manggagawang Pinoy, entrepreneurs, employees, persons with disabilities (PWDs), and lesbian, gay, bisexual, transgender, and queer (LGBTQ) community.

Cebuana Lhuillier and a panel of judges representing the academe and the business community, as well as past Happiest Pinoy winners will pick a finalist from each category. The new Happiest Pinoy will be selected from the roster of 10 category winners.


This year, the country’s happiest competition requires no third-party nomination. To join, interested individuals must first choose a category that best applies to them and answer the application form via SMS by texting their full name, birthdate, and category code to (0920) 958-2455 (Smart/Talk ‘N Text), (0917) 878-2453 (Globe/TM), or (0932) 842-8562 (Sun); via online by logging on at www.happiestpinoy/register.aspx; or dropping their application form in any of Cebuana Lhuillier’s 2,200 branches nationwide.

Happiest Pinoy. Cebuana Lhuillier has launched the fourth edition of the Search for the Happiest Pinoy, introducing ten new categories to enable resilient, optimistic and hopeful Filipinos from all walks of life to join the year-long search which promises a total of P1.5 million in cash prizes to the country's happiest Pinoys. Photo shows P.J. Lhuillier, Inc. (standing, from left) First vice president and IMC group head Michael Sena, president and CEO Jean Henri Lhuillier, senior executive vice president Philippe Andre Lhuillier, and First vice president for Cebuana Lhuillier Insurance Solutions, Foundation, and Business Solutions Jonathan Batangan. Joining them are 2015 Happiest Pinoy Richardson Navor and 2012 Happiest Pinoy Rommel Arellano.

The grand winner of the 2018 Search for the Happiest Pinoy will take home P1 million tax-free while category winners will win P50,000 each. The winner will also join an exclusive group of Filipinos composed of 2009 Happiest Pinoy winner Winston Maxino, 2012 Happiest Pinoy winner Rommel Arellano, and 2015 Happiest Pinoy winner Richardson Navor.
For more information on the Search, visit www.happiest-pinoy.com or follow Happiest Pinoy on Facebook.

Who wouldn't know Cebuana here in the Philippines. For most of the Filipinos, Cebuana is a talk about establishment in the country. One reason is that most Pinoys go to Cebuana for the services and programs they offer, what else but microfinance. Yes, and since we're one of the Pinoys who trust Cebuana I was glad that I was invited to personally be part of Cebuana Lhuillier's Culminating Event.

The culminating event was about the One million Filipinos who officially joined the country's rally to be a fully-insured nation as Cebuana Lhuillier – the Philippines' leading microfinancial company-provides free microinsurance through its National Pilipino Protektado Day Campaign.
Helping Filipinos be more disaster-resilient and prepared against various calamities, Cebuana Lhuillier has declared July 21 as the #NationalPilipinoProtektadoDay as part of the company's advocacy to build disaster-resilient communities and help the Insurance Commisiion achieve its vision of protecting 80% of the Filipinos with microinsurance by 2020.

“For the past years, we've been constantly just introducing new and innovative products and services to the public to be able to help them be financially included. This time, with our #NationalPilipinoProtektadoDay campaign, we decided to take a bolder step and took the initiative to really touch ground with those who are most vulnerable to calamities and directly offer them free microinsurance as a new way for them to be secured,” Cebuana Lhuillier President and CEO Jean Herni Lhuillier said.

In partnership with Pioneer Insurance and with the help of various public and private organizations, free microinsurance were given out across the Philippines, prioritizing the most vulnerable communities, families and individuals from the marginalized sector.

I agree on this advocacy of Cebuana, I personally heard from a friend that they felt secured. They availed one of the services of Cebuana and got insured. Good thing that they were insured because a few months later their house got involved in a fire accident that almost burnt everything they have. Because they were insured they were able to claim from the insurance worth PhP25,000. They are so very thankful because the amount was a big help for them to start and to rebuild their house.
Cebuana Lhuillier Insurance Solutions General Manager Jonathan Batangan reiterates that National Pilipino Protektado Day is only one of the company's many endeavors in its push for disaster relience. “National Pilipino Protektado Day is a great milestone in our disaster preparedness campaign. But after insuring one million Filipino, we are on to more initiatives that will help us promote microinsurance and foster disaster resiliency. We are introducing an app, a microinsurance organization, and later on, a website-all designed to ultimately promote the welfare of Filipinos,” he said.

CEBUANA ALERTO APP

Reinforcing its disaster resilience advocacy further, Cebuana Lhuillier has also officially launched Cebuana Alerto app during the culminating event. An android app that harnesses the digital mobile platform, Cebuana Alerto is designed to provide real-time vital information about disasters within the Philippines.
Equipped with an interactive technology that allows users to share updates in areas affected by any disaster, the Cebuana Alerto app features an alert system that sends notifications to the user in the event of disasters such as typhoon, earthquake, fire, and flood. It has live newsfeeds that show the latest updates from third-party government agencies including the Philippine Atmospheric Geophysical and Astronomical Services Administration (PAGASA) and National Disaster Risk Reduction Management Council (NDDRMC) for weather updates, the Department of Education (DEPED) and the Commission on Higher Education (CHED) for school suspension announcements, and the Metropolitan Manila Development Authority (MMDA) and the Department of Public Works and Highways (DPWH) for informatioin on traffic and road conditions. It also informs the users about Cebuana Lhuillier's various insurance products and services which they can also purchase immediately online through the app.

Furthermore, the app also includes a “Safe Button” special feature that will automatically notify and send an “I AM SAFE” SMS message to the intended recipient about the user's current state during a disaster.

MIAAPI

Simultaneously, Cebuana Lhuillier also led the formation of the Microinsurance Agents Association of the Philippines, Incorporated (MIAAPI) an organization founded to promote the interests and welfare of microinsurance agents nationwide.

MIAAPI interim Board Members include ASEAN Insurance Council Heal Michael Rellosa Deutsche Gesellschaft fur Internationale Zusammenarbeit (GIZ) RFPA Asia Seniour Adviser Dante Portula, Pioneer Insurance VP Geric Laude, Rural Bankers Association of the Philippines Past President Enrique Abellana, Philippine Insureres Club Tresurer Edgard David, RBAP Coordinator Gay Mapano, Eternal Plans SAVP Jumer Lecetivo, Cebuana Lhuillier Foundation Executive Trustee Atty. Cesar Vidal, and CLIS General Manager Jonathan Batangan.

Moreover, Cebuana Lhuillier is also set to launch an online platform for insurance donations called OurHelp later this year. Connecting donees in the Philippines and donors from all over the world through a dedicated website, this crowdfunding website further aims to provide quality insurance protection awarded to the most vulnerable sectors in the form of premium donation from socially aware enterprises.
Prior to the culmination of the #NationalPilipinoProtektadoDay, Cebuana Lhuillier kicked off its disaster resilience advocacy by mounting and leading the highly-commended “2016 READY: The Role of Microinsurance in Building Disaster Resilient Communities” forum last January. A series of roadshows in key cities such as Baguio, Cebu and Davao immediately followed to cascade the forum's learnings.

Simultaneously, Cebuana Lhuillier launched during the road shows the Alagang Cebuana Plus Gold or ACP Gold – an improved version of the company's premiere microinsurance product that already includes a microlife component underwritten by PhilamLife/ ACP to date has covered more that six million Filipinos.