GCash recently introduced game-changing innovations at this year’s FutureCast. From enhancing safety and security to harnessing the power of AI and expanding more ways for users to borrowing and payment options; these new experience features are all about helping users move closer to their goals of financial progress.

One stand out reveal is the app’s enhanced design. Reimagined with GCash user’s ease of access in mind, this update makes transactions smoother and more intuitive, making money management easier. Get ready to love opening your GCash app even more!

Make your app experience more fun with GCat & Friends

GCat is back and better than ever! Plus, she’s got a whole new barkada to help users keep up with all the new features on the GCash app. Among her new friends are Corey G and GRaf. Corey G can sniff out and fetch the hottest deals , while G-Raf gives tips on how to save and invest for the future.

With these fun friends, you can discover new promos and services and learn more about what GCash has to offer!

Michelle Fernandez, Head of Digital Experience introducing GCat & Friends

Discover Dashboard 3.0

The GCash dashboard is also getting a shiny new upgrade this year! Discover Dashboard 3.0 where your favorite features and services are still right where you need them but now with tabs for easier access to savings, loans, and investments, all on the homepage. This makes it super easy to see everything at a glance!

On the main Wallet tab, you can check your GCash balance and use features like Pay Bills, Buy Load, and Send Money. Just tap over to the Save tab to see how much you have in your GSave account.

Need to borrow? Head to the Borrow tab to check your borrowing options and choose from GLoan, GCredit, and GGives. You can even borrow load from here!

For those into investments or looking to start, tap on the Grow tab to see your total investment balance and explore ways to grow your portfolio.

Get a clear view of your spending habits with Money Manager

Finally, GCash is also introducing the all-new Money Manager. This exciting new feature gives users a more visual, and understandable way to track their money. Instead of a list of transactions, it shows charts and categories so users have an overview of their money movement, giving them an idea of their spending habits so that they can learn to save better and spend wisely.

These innovations are part of the 20 exciting new features from GCash announced at FutureCast 2024 that have Filipinos' financial progress in mind. By offering secure, accessible and innovative financial solutions, GCash aims to empower every Filipino to better manage their finances and build a better future for themselves.

Learn more about the innovations announced at GCash FutureCast on the official GCash page and experience the future of fintech today and download the GCash app, available on the Huawei App Gallery, Google Play Store, and the App Store.

Balik-Eskwela na naman! The thrill of picking out fresh notebooks, colorful pens, and cool backpacks can make the start of the school year feel like an adventure, but parents know what's coming: the long shopping list, a pile of bills and the fear of being bitin with back-to-school preparations.

But who’s to say that starting the school year has to drain your savings? With a touch of creativity and a bit of diskarte, you can kick off the academic year on a high note by making the most of what you have and managing your resources wisely.

Repurpose and Reimagine

To avoid the pitfalls of overbuying, before going on a shopping frenzy, unleash your creativity and go through what you already own. Revisit your shopping list and hold off on purchasing anything that’s not needed right now, doesn’t have to be new, or won’t have a big impact on your child’s education. Back-to-school shopping doesn’t have to be done all in one go!

Create and Collaborate

Back-to-school preparations don’t have to be a solo mission – get crafty and involve your kids. When buying bags and clothes, pick out options that fall within your price range for your kids to choose from. This way, you stay within budget and still empower your kids to make decisions they’re excited about.

Research, Research, and Research

Knowledge is power, especially during the back-to-school mayhem. Before buying a new gadget, read up beforehand to find one with the right specs that fit your kids' needs and your budget. Most of the time, the latest devices are souped up with features your child will never use. Take time to look for available discounts and installment plans to help manage costs.

Navigate School Expenses with GCash

While making the most of what you have can go a long way, the reality is that there will be times when you will still come up short, especially with higher prices and bigger expenses. In these instances, having a reliable and flexible financial partner that understands your struggles and offers a suite of solutions is crucial. And the best part? It’s already at your fingertips.

Amid simultaneous and urgent school expenses, finance superapp GCash offers lending solutions to help with education costs.

“Resourcefulness has always been in the blood of Filipino parents and breadwinners. We see you work tirelessly just to give your kids the best school year possible,” said XP Villa, Product Head of GGives. “At GCash, we want to honor that dedication by offering a helping hand when you need it most, so you can spend the back-to-school season making great memories with your kids.”

With GCash's GLoan, eligible borrowers can access loans ranging from PHP 1,000 to PHP 125,000. For select GLoan customers, this can be received straight to their GCash wallet within 24 hours of submission for pre-approved loans. This can be used for expenses such as tuition fees before the school term begins and can be paid with flexible payment terms of 5 to 24 months. Additionally, eligible borrowers can apply for multiple loans.

Meanwhile, GGives provides a solution for big-ticket purchases with light and flexible installments that allow partial payments of up to 24 months, all with zero down payments. GGives is accepted at over 110,000 GGives-enabled merchants nationwide, making it possible to purchase gadgets such as laptops and tablets and even other big-ticket items such as study tables and pay for them in installments without paying any downpayment or fees from their GCash wallet. GGives can also be used to pay for tuition fees of select universities using the Pay Bills feature on GCash.

GCredit, powered by CIMB, offers a credit line of up to Php 50,000 for eligible users, which can be used to pay for school supplies, groceries and other back-to-school essentials at over 100,000 GCredit-enabled stores and billers nationwide. With a prorated interest rate of as low as 0.17% daily, GCredit users get charged low interest if they pay earlier. Additionally, GCredit allows users to pay as low as 10% of their dues on their billing and/or due date.

“Every Filipino child deserves a chance to reach their full potential in the classroom. Our lending products are our way of helping empower families during this exciting milestone of back-to-school season,” said Villa.

To be eligible for GLoan, GGives, and GCredit, users must have a fully verified GCash profile and must continue using GCash and its services, such as maintaining a high wallet balance, regularly cashing in and paying your dues early or on time.

Access GLoan, GGives, and GCredit through your GCash dashboard or find it under “Borrow.” No GCash yet? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery! Kaya mo, i-GCash mo!

From selecting the perfect destination to organizing the entire itinerary, every detail counts when planning the ultimate summer adventure. Travel besties Cocoy Lim and Justine Sy make sure they have a truly unforgettable adventure with the best experiences. Their secret? They use GCash and its features in all aspects of their trips, from planning to making payments, no matter where they are. Check out these top tips from Cocoy and Justine for you to plan out your next summer adventure!

Tip #1: Don’t forget to get GInsure Travel Insurance for your luggages

When it comes to affordable travel insurance, Cocoy and Justine ensure they’re financially protected before being on the go by getting GInsure Travel Insurance. Within the GInsure dashboard of the GCash app, you can find different insurance products to suit your needs, including GInsure Travel Insurance for as low as Php 350.

Filipinos can benefit from having protection against unexpected travel expenses resulting from trip delays and cancellations, loss and damage to baggage, accidents, and illnesses. Coverage does not include skilled laborers traveling for employment, high-risk occupations, or one-way trips.

“As a frequent traveler, it’s better to be safe than sorry, especially if you have delayed flights or any issues that are travel-related!” shares Justine.

Tip #2: Simplify your planning by using GCash to Pay Online

GCash helps you plan out your trips through its various partners offering special deals at great prices. If you’re shopping for all your summer style needs, you can enjoy special offers on TikTok Shop when you pay with GCash.

Meanwhile, you can find exciting deals for various summer experiences and activities via Klook. You can also use GCash online to pay when you Buy Load for Globe and TM to ensure you stay connected wherever you go.

Cocoy shares, “In my experience, I just tell my friends or travel companions, GCash ko nalang, ha! That means that you’ll just transfer your payments to that person! This just shows how cashless transactions are the way to go. No need to make sure that you have the exact change for the payment, or if you have enough cash to pay!”

Stay on the lookout for more Mega Summer deals this season, so you can venture into new destinations and make lasting memories with your travel besties.

Tip #3: Maximize the ways to pay with GCash

Justine and Cocoy's recent cashless summer experience in La Union with GCash exemplifies the seamless integration of the finance super app into local travels. The trip highlighted how users can go cashless in one of the country’s most popular summer destinations as they used GCash to Scan to Pay – from dining at trendy restaurants to exploring various attractions and even while going from one destination to another.

Justine explains, “[GCash is so] convenient. Let’s be real, 2024 na, not a lot of people are carrying cash with them, but 10/10 times they have their phone! I’m glad to know La Union is adapting to this. Pati yung tricycle drivers naka GCash, which is convenient!”

Meanwhile, if your summer travels are taking you out of the country, GCash gives you the option to pay cashless with the GCash Card.

Cocoy adds, “The all new GCash Card is my newest travel must-have! I first tried using it when I went to Hong Kong recently, and I was able to withdraw cash, pay for things, and enjoy a low FOREX rate pa!”

Keep using GCash this summer and play Shake It, Win It

The summer fun continues all the way until the end of May as GCash gives users the exciting chance of transforming their transactions into big prizes with the Shake It, Win It raffle.

When you Pay or Borrow with GCash worth at least Php 100, you earn raffle tickets instantly. Every day, you can win GCash credits, exclusive vouchers, brand-new gadgets, or the grand prize of free trips to top local and international destinations.

Download the GCash app today and unlock your next adventure with your travel besties this summer. Tara, Summer na! I-GCash mo!

For more details about Shake It, Win It, visit here. Promo runs from February 28, 2024 - May 31, 2024. Per DTI Fair Trade Permit No.: FTEB-186373 Series of 2024. Supervised by the Bangko Sentral ng Pilipinas

This June, you have the chance to win an unforgettable experience at the heart of European football fever at UEFA EURO 2024. With 24 of Europe’s top nations, including reigning champions Italy and perennial contenders like England and Spain, every match promises edge-of-your-seat excitement.

Filipino football fans are in for a treat as GCash and Alipay+ have launched a raffle to give you a chance to watch the UEFA EURO 2024 games live in Germany and more, including:

1.Exploring Germany's cities and architecture

Germany might be known as a football powerhouse, but it’s also a destination steeped in culture and rich history. As UEFA EURO 2024 unfolds across 10 iconic cities in Germany, you have the chance to soak in the historical stadiums and gorgeous architectural views, making your trip a delightful fusion of football frenzy and cultural exploration.

2.Immersing yourself in cultural programs set up exclusively for football fans

Football excitement permeates throughout the country with programs and sights that you can’t miss. At the sprawling Fan Festival along Straße des 17. Juni street in Berlin, the iconic Brandenburg Gate transforms into the world's largest football goal for four weeks for the perfect photo opportunity.

Meanwhile, at the fan zone on Platz der Republik, you can catch all the UEFA EURO 2024 games live via large screen, complemented by the world's largest fan bar and a rich cultural program featuring installations and art events.

3.Scoring exclusive UEFA EURO 2024 merch

Browse through an impressive selection of apparel and gear, including national team football shorts and tops to show your passion for the game when you watch the matches live.

You can also discover an extensive collection of accessories such as hats, stickers, bags and other souvenirs to add to your excitement and keep the memories of UEFA EURO 2024 alive long after the tournament is over!

Use GCash to earn raffle tickets and win

By simply using GCash to pay, whether locally or internationally, you can be one of 16 lucky winners who will receive 2 tickets to watch an elimination round match as well as roundtrip airline tickets from Manila to Germany and an exciting 4 days, 3 nights stay at a 4-star hotel in their destination city.

You can use GCash Scan To Pay at millions of merchants worldwide, including restaurants, grocery stores, retail shops, and more - just look for the Alipay+ sign to check if GCash is accepted as a payment method. Then, pay with your GCash app by scanning the QR code or generating your own code for the merchant to scan.

Paying with GCash abroad scores you 10 raffle tickets per transaction, while local payments get you one raffle entry each. Each user can earn raffle entries from a maximum of 4 transactions on a daily basis, so keep using GCash to increase your chances of winning!

Don’t miss out on the chance to fly to Germany for free and witness the best of European football this year! For further information and updates on the UEFA EURO 2024 promo, visit GCash's official website.

Get hyped as your favorite foodpanda treats can transform into mega wins and adventures! Teamed up with Coke and GCash, foodpanda will spice up your food game with the MINE Raffle!

Here's the deal: Just use the code "MINE" when you order on foodpanda, with a minimum spend of P199. Each time you use the code, you score entries into the weekly raffle draw.

But hold up, let’s boost our chances! Here's how:

1. Ordering food delivery? That's one entry.
2. Perhaps you prefer groceries, or picking something up using pandago, double your chances with two entries for each order.
3. Feeling extra positive with your entries? Stay chill when you add some Coke to your order, and get 3 extra entries.
4. We all know the convenience of topup payment. Pay via GCash and get 2 entries, or via pandapay, and get 1 more entry.
5. And of course, every customer is important. 2 entries can be acquired if you are a new customer or a pandapro subscriber.

Amp up your winning potential with these huge deals! Now, what are all these efforts for if not for these weekly prizes? Each entry has a chance to win iPhone, PS5, MacBook, AirPods, Nintendo Switch, Apple Watch, foodpanda vouchers, and plenty more!

But that’s just the beginning, as you can also win either of the grand prizes of 1 Million Pesos, you can also drive a Geely - Okavango Urban Plus car, and 2 winners will get an exciting getaway trip to Bali, Indonesia!

Everyone's in the game! Tune in every Friday on Twitter and Viber to catch the announcement of our weekly winners. And mark your calendars for July 7, 2023, when we'll reveal the grand prize winners!

Grand winners will be chosen from all voucher redemptions made between April 2, 2024, and June 30, 2024. Weekly winners will be picked from voucher redemptions made between Monday to Sunday weekly. Don't pass up the opportunity to win!

Every bite brings you closer to winning awesome rewards. Happy ordering and good luck! 🛩🏞🚘

For more information about foodpanda and the incredible offers available, visit the official website at https://www.foodpanda.ph. Also like and follow the official social media accounts on Facebook, Instagram, Twitter, Tiktok and Youtube.

GCash, the Philippines' top finance app, has teamed up with multi-awarded P-Pop boyband SB19 to launch a brand new summer anthem and music video.

The release of the upbeat "Tara, Summer Na" isn't just about making sure everyone's got a new summer anthem, but it's also an invitation to experience the best that the season has to offer in a new way with GCash.

Whether it’s going out on food trips, traveling out of town with friends, or going on a shopping spree for a new wardrobe for the season, GCash is adding an extra layer of excitement to everyone's favorite activities with the launch of the Shake It, Win It promo. With numerous prizes waiting to be won, GCash ensures that every moment this summer is truly worth it and more rewarding.

From March 4 to May 31, users have the chance to join the Shake It, Win It Raffle just by paying a minimum of Php 100 with GCash. Every payment unlocks a world of prizes worth 179M. Starting March 8, users can also enjoy over 50% off in partner deals!

Prizes to look forward to in the Shake It, Win It prize draw include GCash credits, discount vouchers to retail merchants, today’s hottest gadgets, new appliances, and even free flights. In addition, select lucky winners can also win free trips for 2 to top local summer destinations such as Cebu, Siargao and Boracay, while 5 grand prize winners will get the chance to jet off to Japan, China, South Korea or Thailand together with a companion!

To earn raffle entries, users simply need to pay with GCash a minimum of Php 100 through its different features and products on the GCash app. Whether it’s to Buy Load, Pay Bills, or avail any products on the GInsure or GLoan dashboard, transactions will earn users 1 raffle entry to play per day. They can also use the GCash Card locally or abroad and tap to pay, or Scan QR in all their favorite merchants for a chance to get more entries daily.

Here’s how to play the Shake It, Win It Game:

1.After making a transaction worth a minimum of P100 with the eligible GCash services, click on your top banner in the GCash homepage

2.Under the Shake It, Win It page, click the Shake It, Win It banner

3.Users with a raffle entry will then be allowed to play by shaking or tapping their device

4.Users will then see their prizes immediately!

Stream the new Tara, Summer Na track today and keep paying with GCash for a chance to join the Shake It, Win It game daily and experience Summer the GCash way – easy, fun, more rewarding. 

Facebook Link:
https://www.facebook.com/gcashofficial/posts/pfbid02tVEB25UPHvdJNbE3BHiHtyH5aA5vxJFRju2vWLyUqXQUVaqvmBuiSyvDi3PCPixgl

YouTube link:

GCash, the country’s leading finance super app, brings a powerful start to 2024 with the launch of its newest endorser — international fashion icon, Heart Evangelista-Escudero.

The unveiling of Heart as the new face of GCash was announced together with the release of the brand’s latest digital film, set to take over our feeds. The film not only showcases Heart’s exciting partnership with GCash, but also demonstrates how GCash has made its way into her heart, being her go-to super app for easy, safe & secure transactions, whether it be online, in-store, or even abroad.

Inspired by her travels and experiences, Heart shared her anecdotes of the moments GCash saved her in times of need –from receiving a sweet gift from her loved ones by using the app’s Send Money feature, to shopping online for cute trinkets for her dog, Panda. She even talked about how the ease of the Scan to Pay feature when it comes to simple things, like buying kwek-kwek when the craving strikes, and of course, who could forget her delighted reaction when she successfully used her GCash Card for the first time to pay for a coffee run in Paris!

“For me, GCash has been a game changer. You can use it for so many things, and literally EVERYWHERE! From my local cravings, shopping finds and even now that I’m getting ready to head out for Fashion Week season, there is no limit when I’ve got my GCash with me. Ang galing diba? ” - Heart Evangelista-Escudero

Much like Heart, there are so many new things to discover and love about GCash! Apart from being able to send and receive money for FREE, and get free vouchers and discounts when paying online, thanks to the GCash Card, its users can transact seamlessly in over 200 countries and territories— with lower foreign exchange rates vs. competitors, it instantly became one of her travel essentials!

The different scenes showcased in the brand’s new film were inspired by the star’s day-to-day life. In fact, Heart was heavily involved in crafting the script, and dressing herself in some of her signature pieces from her personal wardrobe, some of which we’ve seen all over social media!

“In my Heart, GCash is the best way to pay” Quoting Heart’s ending line in her newest film, GCash invites its users to enjoy the best things life has to offer in the most convenient and secure way possible.

"Heart was really the perfect, and easy, choice for us when it came to developing this campaign. She gave a mountain's worth of ideas from the very first time we met her and the team was left inspired! Her attention to every detail was key for us to develop a material that was unique but also very personal to her. We loved the way she was able to share her personal experiences with us in highlighting how her GCash has made her transactions easier, not only in the Philippines but all over the globe. ” - Neil Trinidad, GCash Chief Marketing Officer

GCash, the country’s no. 1 finance super app continues its mission to empower Filipinos to move towards financial progress. Through this new collaboration between Heart and GCash, users can only expect more to come in 2024 as they continue to open doors to a brighter future for all Filipinos, so that they too can say that GCash is the best way to pay.

Watch the full GCash short film produced with Heart through the official GCash page @gcashofficial on Facebook and YouTube.

As we step into the new year, it's the perfect time to map out your adventures for 2024. If 2023 was all about Revenge Travel to make up for lost time, 2024 is being hailed as the year for more personal travels. Booking.com's Travel Predictions for 2024 suggest a shift towards journeys motivated by a quest for deeper connections and self-discovery.

If you’re already planning your travels to find love or find yourself and need a little inspiration on where to go, here are some Filipino films that not only brought compelling stories of love but also highlighted how the destination itself (and the journey of getting there) is sometimes all that one needs to find what they’re looking for.

“Traveling is all about personal experiences. Whether you're with friends or going solo, there's always something special you discover along the way, giving you unique moments and memories. As a regional insurtech, we at Igloo, are all about providing people-first insurance services and making sure everyone can have those amazing experiences without dealing with the hassles that can mess up trips. This is why we created Travel Master, because we want to provide our travelers a stress-free experience and let them enjoy the best adventures without any interruptions,” said Mario Berta, Igloo Philippines Country Manager.

Developed in collaboration with GCash and Malayan Insurance, Travel Master offers coverage for travelers, encompassing personal accidents, flight delays, lost luggage, emergency medical treatment, hospital cash allowance, travel inconvenience benefits, and protection against COVID-19.

To get Travel Master coverage, just go to the GInsure page in your GCash app. Choose Travel and select Travel Master. Fill out the form with your travel info, and it'll quickly show you the coverage benefits and the premium cost. Once that's done, you're good to go.

Whether you're heading out locally or internationally, Travel Master is there for you, making it a flexible and essential travel companion wherever your journey takes you.

Pagudpud, Ilocos Norte - Broken Hearts Trip (2023)

Maira-ira beach, Pagudpud, Ilocos Norte/ Source: Blue Lagoon Inn and Restaurant, Klook

One of the entries for this year’s Metro Manila Film Festival (MMFF), Broken Hearts Trip, is a story about five LGBTQ individuals who are given the chance to heal from their heartbreaks as they journey across the Philippines. One of the spots they explored is Pagudpud in Ilocos Norte, often referred to as the "Boracay of the North." Accessible via land and air, Pagudpud is famed for its stunning beaches, including Maira-ira (commonly known as Blue Lagoon), Saud, and Pansian. These beaches boast white sands and emerald waters, making them an ideal retreat for those seeking solitude with their thoughts or desiring more intimate moments with loved ones as unlike other Filipino beach destinations, Pagudpud tends to be less crowded, offering a tranquil escape.

Fujiyoshida City, Japan – When I Met You in Tokyo (2023)

Chureito Pagoda, Fujiyoshida City, Japan/ Source: Japan Guide

Another entry from this year’s MMFF brings us not only a tale of finding love at the most unexpected times but finding love in some of the most beautiful places in the world. In When I Met You in Tokyo, two old hearts–one battered and bruised and one lonely and seeking comfort–find each other in Tokyo. While much of the story took place in the Japanese capital, the film also took its audience to Fujiyoshida City and the famous Chureito Pagoda, basking in the majestic view of Mount Fuji. A 2-hour train ride from Tokyo, the city offers spectacular views of the mountain. The best time to visit is either during the cherry blossom season in mid-April or in the first half of November to experience the changing colors of autumn. Here, like the stars of When I Met You in Tokyo, you may be able to find healing from past hurts and discover new beginnings against the backdrop of one of the most beautiful sights in the world.

Sagada, Mountain Province - Write About Love (2019)

Sagada, Mountain Province/ Source: Gem Muzones, Guide to the Philippines

In Write About Love, an aspiring writer sought help from a veteran yet disillusioned indie film writer to complete an unfinished script for a love story. Their collaboration eventually led them to a pilgrimage to Sagada, where upon seeing the magnificent sunset and sea of clouds, allowed the two writers to reconcile their personal issues and figure out the ending for their own love stories. For travellers who want a little more adventure and don’t mind putting in the work just to experience breathtaking views, there’s Sagada. A small town in the mountains of Mountain Province, Sagada requires more than a half day’s ride from Manila and another couple of hours trekking to get to the top of Marlboro Hills, the highest point of the town and provides an unobstructed view of sunrise and a sea of clouds.

San Juan, La Union - I’m Drunk I Love You (2017)

San Juan Beach, La Union/ Source: La Union Tayo.com.ph

A beloved romantic drama film, I’m Drunk I Love You is all about taking the chance before it’s too late. The movie revolves around two college best friends who embarked on a final road trip to San Juan, La Union, aiming to determine if their bond will remain platonic or evolve into something more. While La Union, also known as Elyu, has earned its reputation as one of the Philippines' top surfing spots, "I'm Drunk I Love You" shines a spotlight on the town's laid-back yet vibrant atmosphere. Here, bars resonate with reggae beats, serve delectable food, and are adorned with eclectic decorations reflecting both local and foreign influences.

Beyond the shoreline (surprising as it may sound), you can explore more of La Union's natural beauty by trekking to the impressive 40-feet high Tangadan Falls. With its unique blend of attractions, it's no wonder La Union has become a go-to destination, providing a comforting retreat for many travelers.

Barcelona, Spain - Barcelona: A Love Untold (2016)

Park Güell, Barcelona/ Source: Getty Images, Conde Nast Traveler

Set within the romantic and vibrant city that is Barcelona, Barcelona: A Love Untold is about two people each carrying their own emotional baggage, viewing the city as either a distraction or a chance for a fresh start. Amid the colorful ambiance of the capital of Catalonia, it becomes the setting for two people seeking different things but irresistibly drawn to each other. With Barcelona’s vibrance, it's no wonder that so many people come to immerse themselves in its rich culture. From the stunning mosaics of Park Güell to the timeless art at the Picasso Museum, there's an abundance of beauty to explore and enjoy. Barcelona is not just a city to appreciate art and culture; it's also an ideal place to discover love or realize that, like Gaudi's Sagrada Familia, you're also a beautiful work-in-progress.

Learn more about Travel Master by visiting the GCash GInsure Marketplace and ensure that your trips to find love or find yourself are seamless and hassle-free.

National heartthrob Joshua Garcia joins forces with P-Pop sensations Pablo, Josh, Justin, Stell and Ken in their latest music video that’s all about the joy of giving.

Partnering with financial super app GCash, the group, endearingly called ‘Mahalima’ by their fans, recently released their official Christmas jingle that’s sure to be everyone’s LSS for the season. Adapted from the favorite carol of a similar name, “We Wish You a Merry GCash” puts a modern spin on the traditional act of “pamamasko” or “aguinaldo.” The song celebrates a bigger, better Christmas where Filipinos all over the country are able to express joy and gratitude for family and friends because everyone deserves a truly Merry Christmas.

“Christmas is always one of the most celebrated occasions in the Philippines because it’s synonymous to family, friends, and loved ones,” said Neil Trinidad, Chief Marketing Officer of GCash. “‘We Wish You a Merry GCash’ is a true portrayal of Christmas traditions celebrated over generations of Filipinos, made easier and more rewarding through GCash.”

This is the second Christmas collaboration between the group and GCash after the memorable “G Pa Rin Ang Pasko” in 2021. For this year’s jingle, GCash and the group worked together to create the snappy choreography for the chorus, reminiscent of their signature moves in their smash hit “Gento”. 

“We're excited about expanding our Christmas celebration this year, especially with those who couldn't be with us during previous gatherings. GCash is playing a vital role in making this happen” the group shares. “We're using GCash to send Christmas gifts, share the joy, and prepare for our upcoming gatherings. It's a convenient and heartwarming way to ensure that 'Lahat Merry' – everyone is happy and part of the festive season, no matter where they are.”

Having broken into the music scene only five years ago, Pablo, Josh, Justin, Stell and Ken quickly became known for their unconventional but catchy sound and raw talent. The versatile musicians recently made even bigger waves with “Gento”, an ode to their transformation as a boy group.

With the launch of the music video, Joshua joins the celebration with Christmas admittedly being a very personal occasion for him and his family. “Christmas is a very special time for us because this is when our whole family comes together for a reunion,” said Joshua.

The “Unbreak My Heart” star has always been open about his close ties with his family and has dedicated his work numerous times to them. Despite his busy schedule and picking up new hobbies like cooking, the seasoned actor said that family get-togethers are simple yet meaningful. He also recalls fond memories of caroling around the neighborhood as a staple tradition when he was younger.

“Gifts don’t have to be expensive, but I always put a lot of thought into what will make someone happy,” he added.

The “We Wish You a Merry GCash” music video debuted on Nov. 5 and has already garnered 6.7M views on YouTube. Watch the music video here.

Ready to join in on the holiday celebration like never before? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery. Kaya mo, i-GCash mo!

DTI Fair Trade Permit No. FTEB-179227 Series of 2023

“Na-’hack’ ako!” – This has become a common catchphrase for the increasing number of people finding unauthorized transactions on their e-wallets and bank accounts. This comes as no surprise because according to the Cybercrime Investigation and Coordinating Center, cybercrimes increased by 152% in the first half of 2023 compared to the same period last year, and the popularity of e-wallets have made it an easy target for criminals.

However, the term ‘hacking’ is often confused with “phishing”, another notoriously common type of cybercrime activity. While both end in malicious individuals gaining control over a user’s account, it’s critical for users to know the difference to better protect themselves.

What is Phishing?

Phishing is a kind of cyber attack wherein cybercriminals pretend to be a legitimate source to trick users into giving personal information to gain access to accounts and steal the funds. For e-wallets, fraudsters may call or send a message via email, SMS or social media platforms pretending to be an employee or a company representative to get the victim’s Mobile Personal Identification Number (MPIN) and One-Time Password (OTP) or authentication code.

What is Hacking?

Hacking refers to an unauthorized attempt by a criminal to access sensitive information on a device or network. This is done by taking over a system through force or sophisticated methods.

What’s the difference?

Both phishing and hacking involve unauthorized ways of gaining sensitive information, but they are being done differently. In hacking, cybercriminals take advantage of vulnerabilities of devices and networks to gain access to sensitive information. It is therefore important for users to only use apps that are credible, reliable, and have strong security measures in place to prevent criminals from hacking the system.

On the other hand, phishing scams, derived from the word fishing, are designed to ‘bait’ victims so they will be tricked into giving sensitive information. This becomes highly dependent on the users because fraudsters rely on them to unknowingly give the information needed to access their accounts through fake websites, fake sign-up forms, or fake portals.

As cybercriminals become more creative, some phishing attempts are now designed to appear as a hacking attack. Cybercriminals ‘phish’ information from thousands of users over a certain period, but don’t immediately use these data to steal funds. All this phished information is then used to steal funds at the same time. With the large number of victims noticing that their funds have been stolen simultaneously, it would look like a massive hacking attack, especially if the victims no longer recall sharing their personal information.

The good news is that phishing scams can be prevented if you know how to spot them. Here are safety practices you can observe to protect your e-wallet account from the phishing attacks:

1.Double up on security measures

Make use of additional safety measures found in your e-wallet app. Aside from requiring you to enter your MPIN, e-wallet apps also send the OTP as an additional security measure to verify your identity. GCash also has a DoubleSafe Face ID, which prompts users for a selfie scan every time they login using a new device, to make sure that it is the Verified Account Owner who has access to the account.

2.Think and rethink before you act

Review the sender and the content of a suspicious message even before responding or clicking on the link. If you are being offered rewards or prizes, backtrack if you have indeed joined a program or raffle and verify with the company through another channel.

Remember that GCash will never send links via SMS, email and messaging apps and all legitimate rewards and promos will only be communicated through the official GCash app, so never click on links claiming to be from GCash.

3.Double-check the message that comes with the OTP

Legitimate e-wallet transactions may ask you to enter your OTP as an added security feature. If you receive an OTP through text message, make it a habit to read the entire message and make sure that it matches the request you made. If you did not make the request or if it is different from what you want to do, do not enter your OTP on any site or send it to anyone, to make sure you are not unknowingly linking your account to another device.

4.Be wary of limited time offers and urgent requests

Advisories or offers that instill a sense of urgency is almost always a sign of phishing scams. Legitimate companies will give you enough time to make a decision and will not ask you to provide your MPIN or OTP to resolve a concern, verify your identity or claim a reward.

If you are being told that your GCash account is on hold, confirm this through the official GCash app. GCash will never ask you to verify your account through a phone call or through messaging applications.

5.Never share your OTP and MPIN

Never provide your personal information if you did not initiate a request. As a rule, don’t provide sensitive information, such as your OTP and MPIN, even to your family, friends and other people claiming to be representatives of banks, companies, service providers and government agencies. Remember that GCash will never ask these details from you.

If you encounter phishing scams and fraudulent activities targeting your GCash account, you may report by visiting the official GCash Help Center at help.gcash.com/hc/en-us or messaging Gigi on the website and typing, “I want to report a scam.”

Filipinos adore having pets. With 79% of Filipinos being pet owners, it’s no surprise that they find joy in taking care of animals, whether they're of the feathered, furred, or even scaled kind. But beyond the joy of companionship and protection, pets offer a multitude of health benefits, including increasing opportunities to exercise and socialize and even alleviating feelings of loneliness, allowing pet owners to live healthier, happier lives.

Pets offer unconditional love to their families, and as such, it is every pet parent’s responsibility to ensure that their pets are also living their best and healthiest lives. So if you’re planning to be a first-time pet parent or a pet parent looking for tips on how to care for your pets better, here are some tips to take into consideration.

Ensure that your pet can thrive in the environment you’re in

Yes, pets are cute and are a joy to have around but the first step for any prospective pet owner is to gauge if the pet you want to take care of can thrive in the environment you’re living in. In the Philippines, that means looking for pets that can live in tropical climates.

For furry animals like cats and dogs, this means looking for breeds that have the right kind of coats and body structures. Otherwise, pet parents should invest in creating the right environment for their pets, including proper temperature regulation and ventilation.

Feed your pets food that’s proper and healthy for them

A responsible pet parent should always do research on what to feed their pets. Like humans, pets can have intolerances, allergies, and even food that are poisonous for them. It’s important to learn about what a proper, balanced diet is like for your pet and this can be done through research and through consultations with your veterinarian.

Exercise your pets

Pets need exercise, as this not only helps them burn their energy but also keeps them limber and mentally and physically healthy, as in the case of dogs. Just make sure that the type of exercise you give your pets is appropriate for them, as different pets and breeds require different kinds of exercise.

Keep up with their checkups and vaccinations

Taking care of pets is very much like taking care of ourselves–they need proper nutrition, exercise, and regular medical checkups. According to the American Veterinary Medical Association, all pets should receive a physical medical examination at least once a year. These visits include regular vaccinations and treatments to ensure that they are healthy, as unlike humans, pets may not be able to communicate or show outward signs of disease or injury–things a trained veterinarian can spot and provide treatment and guidance on.

Invest in pet insurance

Routine vet visits and even unexpected medical emergencies can put strain on a pet owner’s finances, which is why it’s important to consider getting a pet insurance product like Pet Insure,

Pet Insure is a customized non-life product specifically designed to protect the health of dogs no matter their breed, allowing dog parents to fully address the needs of their fur babies, including emergencies and accidents.

Regional insurtech Igloo, together with Malayan Insurance and GCash, created Pet Insure to afford owners convenience and security as it offers three-in-one coverage that includes medical reimbursement for veterinary care up to a maximum of P100,000; owner's liability coverage of up to a maximum of P250,000; and a personal accident cover for dog owners worth P50,000 for as low as P650 for a one-month coverage on the GCash GInsure marketplace.

Having pets is a huge responsibility, and every pet owner must recognize the importance of ensuring that their pets are healthy, thriving, and happy. Learn more about how Pet Insure can protect your pet here.

In the recent past, text scammers would claim to be an OFW relative using their new roaming number and ask for prepaid load, or pretend to mis-send load credits and ask you to return them. While we still get our share of text scams from time to time, a lot of us already associate these messages with fraud and simply ignore them.

But as the use of e-wallets and online payment channels have become increasingly popular and indispensable, scams have evolved to be much more sophisticated. A common scam is done through phishing, wherein a fraudster gathers personal information like MPINs and OTPs, and uses this to gain access to accounts and steal the funds of the user.

Targeting users of leading e-wallet platforms, phishing scams happen not just through text messages, but also through call and social media platforms. While trusted financial institutions such as GCash double up on their security measures through security features such as DoubleSafe Face ID against cybercrimes, it is also helpful to be aware of new scams, how they work, and warning signs to catch them early. Here are common phishing scams e-wallet users should look out for:

●‘Magtop-up para sa online gambling’ phishing scam

It’s very tempting to earn extra income while having fun, but that could be the opposite if you find yourself a victim of scammers that pose as online gambling sites. This phishing scam involves fraudsters leading players to a non-PAGCOR licensed gaming provider, where they will be asked to ‘top-up’ using a fake GCash portal, often using the same layout, color and logos, to retrieve credentials and access the victim’s account.

How do you spot this?

When you create an account with suspicious gambling sites, you will be given the option to use your GCash account so you could top up your account. You will be redirected to a fake website that looks like a GCash portal, and will be prompted to enter your mobile number, OTP and MPIN. Once you’ve provided your information, hackers will now be able to access your account.

How could you stop this?

When asked to link your GCash account, always check the URL or name of the link to make sure you are on the GCash portal. Legitimate GCash portals begin in https:// and only end in ‘gcash.com’ while suspicious portals may have a series of numbers in the beginning, extra characters, and have misspelled words (ex. Gccash vs GCash).

When requesting an OTP, always read the SMS to make sure you are not unknowingly linking a foreign device to your account. Never share your MPIN and OTP to anyone, including suspicious online gaming sites.

●‘Nakahold ang account mo’ phishing scam

While there are scams that exploit different forms of entertainment, there are also those that cause panic and simulate emergency situations. The ‘Nakahold ang account mo’ phishing scam involves fraudsters pretending to be from legitimate financial institutions and making up negative consequences to encourage users into immediately providing their sensitive information.

How do you spot this?

The fraudster will contact you, either through a phone call or social media platforms, and will claim to be a GCash employee, telling you that your account is on hold or frozen. They will then tell you that you can only have your account activated by sharing your MPIN and OTP. Once they have this information, they can gain access to your account and steal your funds.

How could you stop this?

GCash will never ask you to activate your account through a phone call or through messaging applications. All transactions are only done through the official GCash app, including resolving concerns related to your account.

If a notice feels rushed, it’s most likely a phishing scam! Check your account through the GCash app first to confirm if it is indeed on hold and don’t share your MPIN and OTP to anyone – even those who claim to be from GCash. Remember that GCash will never ask these details from you..

●‘Nanalo ka ng prize!’ Phishing Scam

Remember those earlier text scams telling potential victims that they've won a raffle and asking them to send a processing fee to be able to claim a prize? Just like this, a third phishing scam also notifies potential victims that they’ve won prizes to a GCash raffle they did not join. However, instead of asking them for a fee, this involves using a seemingly legitimate link to gain your credentials and access your account.

How do you spot this?

The fraudster, pretending to be from GCash, will send you an SMS or email saying you’ve won a reward, cashback or prize. You will be directed to click a link to claim the prize, leading to a fake website that looks like a GCash portal. Once you enter your mobile number, MPIN and OTP, your account can now be accessed by the cyber criminals.

How could you stop this?

Remember that GCash will never send links via SMS, email and messaging apps and all legitimate rewards and promos will only be communicated through the official GCash app, so never click on links and never share your MPIN and OTP to anyone. Always make it a habit to check any SMS or email you receive. Any communication from an unexpected or unfamiliar sender with an offer that’s too good to be true is usually a phishing scam.

Cybercriminals will continuously find ways to become more creative with their tactics and remain unsuspicious and realistic. Even if you might think you are not worthy of being the target of online predators, being a technology user will always put you as a potential target of any attack, especially if you’re one of the millions of user base of a leading e-wallet app like GCash.

Fortunately, you have one of the best defenses against any phishing scam: you. Now that you are aware of how common phishing scams work, doing your part to protect your e-wallet account only takes a simple action: Do not ever share your MPIN and OTP.

If you encounter phishing scams and fraudulent activities targeting your GCash account, you may report by visiting the official GCash Help Center at help.gcash.com/hc/en-us or messaging Gigi on the website and typing, “I want to report a scam.”

GCash Stories returns with a powerful new release featuring Turing Quinto, as the face of GCash’s “Werk With Pride” advocacy for Pride Month. Directed by Antoinette Jadaone, the film celebrates pride by putting a spotlight on GCash's commitment to inclusivity and financial empowerment while telling the story of strength and persistence of Filipino drag performer, Turing.

Turing gained fame as a contestant on the debut season of Drag Race Philippines. The short film delves into Turing's aspirations and determination to succeed in life while showing the challenges faced by breadwinners striving to make ends meet.

Just like anyone else chasing a brighter future, Turing works with pride, thanks to GCash. She reassures her mother, “Ako nang bahala sa pag tambling, Ma," despite the struggles their family faces.

Overcoming tears, she performs in her living room, cheered on by her family and supported by GCash, enabling her to receive tips from fans all around the country.

“Sobrang proud ako sa film na ‘to, kasi it really showed how GCash was there during some of my most challenging times,” shares Turing. “Especially nung lockdown kasi virtual shows lang ang nagagawa naming drag performers kasi sarado lahat ng bars and clubs, ang laking tulong ng GCash para makatanggap kami ng tips in real time, and I got to continue doing what I love the most.”

The premiere of Turing's GStories film took place at the GTalks: Werk With Pride event on June 22. GCash created GTalks as a space for meaningful discussions on topics that impact the everyday lives of Filipinos, such as providing access to financial services, diversity and inclusion, and climate action.

 

Sharing their own success stories with GCash, the Werk With Pride event also featured a panel discussion with LGBTQIA+ business owners and entrepreneurs Gabby Cantero, Butterboy co-founder Hilder Demeterio, and Nariese Giangan of Food for the Gays. They were also joined by LGBT Chamber of Commerce Representative Atty. Quino Reyes.

(L-R Nariese Giangan, Hilder Demetrio, Gabby Cantero, Atty. Quino Reyes) 

(L-R Gabby Cantero, Hilder Demetrio, Nariese Giangan, and Atty. Quino Reyes joined by GCash Chief Marketing Officer, Neil Trinidad)

GCash: Enabling Dreams and Aspirations for All

Regardless of who you are or what you aspire to, GCash supports your dreams by providing accessible financial services – even beyond Pride Month. GCash remains an essential tool for Filipinos as they work to achieve financial independence.

GCash offers GLoan, instant cash loans for kickstarting your goals, and GInsure, a range of insurance products safeguarding the future of LGBTQIA+ individuals and their loved ones. Business owners can also enjoy seamless payment experiences with Scan-To-Pay, enabling easy QR code payments online and offline.

“We understand the needs of our customers and will continuously innovate to provide accessible financial services for Filipinos, regardless of gender, background, or preference,” says Neil Trinidad, Chief Marketing Officer of GCash. “Like Turing, there are many stories of hope that inspire us to continue to help uplift the lives of Filipinos.”

With GCash, you, too, can #WerkWithPride, just like Turing does with every performance, knowing she’s supported by a platform that leads Filipinos to a better tomorrow.

Watch Turing's inspiring story in the full "Turing" short film on YouTube. Share your own story of hope and progress using the hashtags #GCashStories and #MyGCashStory, and tag @gcashofficial.

https://www.youtube.com/watch?v=V5HbAjcTmgc&feature=youtu.be

In the Philippines, micro, small, and medium enterprises (MSMEs) comprise 99.58% of all businesses in the country and employ 64.67% of the entire workforce and are the driving force of the economy. These businesses, which include small community stores or sari-sari stores, water refilling stations, laundry stations, and many others, not only contribute to the country's GDP but also provide essential services to the local communities.

Such is the outsized importance of MSMEs that the United Nations (UN) designated every June 27 as International MSME Day to raise awareness on their immense contributions to the UN Sustainable Development Goals (SDGs). These enterprises play a pivotal role in driving local and national economies while also supporting the livelihoods of the working poor, women, youth, and vulnerable groups.

It’s no surprise that many Filipinos want to open their own small businesses. A recent survey by Philippine research firm OCTA Research showed that 81% of adult Filipinos want to be entrepreneurs. This desire to start their own businesses reflects the recognition of the opportunities and potential that MSMEs offer, not only in terms of economic growth but also in empowering individuals and communities.

If you’re one of the Filipinos who want to try their hand at starting their own businesses, here are some tips that can help you get started.

Starting an MSME in the Philippines

The first step of every aspiring entrepreneur is deciding what kind of business to open and where to open it if you plan on having a physical storefront. It’s essential to conduct thorough research whether there’s a market for your product or service, enough foot traffic and if the location is appropriate for it.

Aspiring entrepreneurs can also explore a hybrid phygital (a portmanteau of physical and digital) setup including offering online payments or e-commerce options to widen reach and market.

Second, once you’ve decided on the business and where to open it, get your necessary documentation and permits. In the Philippines, businesses are required to register with the Department of Trade and Industry (DTI), if they’re a sole proprietorship, or with the Securities and Exchange Commission (SEC) if it’s a partnership or a corporation.

Businesses also need to get a Mayor's permit or municipal license from the city or municipality where the establishment is located. They also need to register with the Bureau of Internal Revenue (BIR) to ensure proper taxation. If they plan on employing other people to help run the business, registrations with other government agencies such as the Department of Labor and Employment (DOLE) and Social Security System (SSS) are also required.

This may seem like a lot of steps but these registrations and permits ensure that you’re able and willing to run your business properly and legally by following applicable laws and regulations. For a full list of registration and permit requirements, DTI has compiled a list here.

Beyond securing the location and required permits, an important step when it comes to running a business is to protect your business from any unwanted incidents including injuries, burglaries, and accidents. Consider getting small business insurance like NegosyoCare. Created by regional insurtech Igloo in partnership with Malayan Insurance and GCash, NegosyoCare is an insurance product specifically designed to protect MSMEs.

“MSMEs are the backbone of the economy, but they often run on tight budgets and have limited access to financing. This puts them at risk when unexpected events come knocking and disrupt their operations. That's why having small business insurance, like NegosyoCare, is so important. It offers affordable and accessible coverage, giving these businesses the protection they need without breaking the bank,” said Mario Berta, Igloo Philippines Country Manager.

Available via GCash’s GInsure marketplace, NegosyoCare premiums begin at P160 for one-month coverage and up to P525 for one-year coverage. It provides coverage for accidental deaths, total permanent disability due to accident, and disablement or dismemberment due to accident for up to P50,000. Benefits also include medical reimbursement for accidents for up to P5,000, fire cash assistance for P10,000, and coverage for burglary and housebreaking for P10,000.

These tips only scratch the surface of what it takes to run a business in the Philippines, but by taking these steps, aspiring entrepreneurs can set themselves up for success and remember: protect your small business with NegosyoCare, available at the GCash GInsure Marketplace.

Jong Layug, Head of Wealth Management, GCash, introduces the GCash NFT Hub and shares more GCash NFT projects users can look forward to

Digital art continues to grow globally with the Philippines rising as an emerging market for artists and collectors. A study by Finder in 2022, showed that the Philippines ranked seventh in the world for NFT (non-fungible token) adoption.

Filipinos can now explore the world of NFTs, as GCash, the #1 Finance Super App, introduces the GCrypto NFT Hub. Users can now easily discover and purchase NFT art, and support their favorite homegrown artists.

GCash has partnered with homegrown NFT marketplace, Likha, and the popular art gallery, Vinyl on Vinyl, for the release of its first GCrypto NFT collection: The House of Ohlala, from Filipino contemporary artist, Reen Barrera.

“We are thrilled to partner with the esteemed artist, Reen Barrera, for his first ever NFT collection as we unveil the new GCrypto NFT Hub,” said Jong Layug, GCash Head of Wealth Management. “Through the GCrypto NFT Hub, we hope to provide Filipino artists a platform to bring their digital art to a wider audience, while also enabling more Filipinos access to buy their first NFT art.”

“I personally use GCash on a daily basis, and for sure, a lot of Filipinos also trust the app for their hard earned money. To acquire NFT, you need a digital currency. And what’s the most trusted e-wallet app? It’s GCash,” said Reen Barrera. “For someone like me who’s afraid to venture into something new like NFTs, I would be at ease knowing that I'm with a company I trust.”

During the House of Ohlala launch in The Astbury, Makati, hosted by NFT enthusiast Mikael Daez, members of the NFT and art community came together to celebrate, and get first dibs on Barrera’s first NFT collection.

Reen Barrera shares the stage with Mark Nunez, GCash Head of Partnerships for Crypto and Web3, and Gaby dela Merced, director of Vinyl on Vinyl, to talk about what inspired him to venture into the NFT space

(L-R) Mark Nunez, Head of Partnerships for GCrypto, GCash; Jong Layug, Head of Wealth Management, GCash; Reen Barrera; Neil Trinidad, Chief Marketing Officer of GCash

Jong Layug, Head of Wealth Management, GCash, introduces the GCash NFT Hub and shares more GCash NFT projects users can look forward to

Guests were able to set up their GCrypto wallet during the event.

Those who scored Reen Barrera’s NFT artworks also enjoyed exclusive merchandise.

(L-R) Running Man Philippines cast Kokoy de Santos and Buboy Villar with actress Analyn Barro

(L-R) KC Montero, Chezka Gonzales, Jared Dillinger

Vince Golangco, Daniella Roi, Chezka Gonzales, KC Montero, Patty Tiu and guests

Model and actress Lauren Reid and multimedia host Debbie Then

Financial consultant and business coach Chinkee Tan poses with Reen Barrera’s artwork

Beatmaker crwn kept the after-party pumped up with his music

Barrera’s NFT project features a collection of 1,000 NFTs built on the Polygon blockchain, with each NFT being sold for 80 MATIC. The House of Ohlala includes unique utility features. NFT holders have a chance to win one of the four Ohlala statues to be raffled every quarter, they can gain exclusive access to artwork and merchandise, and get to join a whitelist for future collections. Owners of the 10 editions of 1 of 1 NFTs will also receive free Giclee prints of their digital collectible.

The collection is based on Barrera’s most popular character, Ohlala, who is a soft commentary on socio-economic classes. Ohlala’s head is covered in canvas cloth to symbolize that each one of us, no matter our economic backgrounds, has the ability to design our own fates. Ohlala’s face is also decorated with symbols and patterns, based on the idiom “it is written all over your face.”

Get first dibs on legit NFT through the GCrypto NFT Hub

The GCrypto NFT Hub will feature digital art created by famous and up-and-coming local artists, such as National Artist Larry Alcala through a partnership with Scarletbox.io, Superordinary Friends x TRNZ, and Monster Mayhem by Distort Monsters. Upcoming collections include artworks by contemporary artist Bitto, and national artists Botong Francisco and Vicente Manansala.

Are you ready to own your first NFT artwork and discover more artists? Get first dibs on curated and legitimate NFTs through the GCrypto NFT Hub (https://www.gcash.com/services/gcrypto/nft)! Kaya Mo. I-GCash Mo.