One of the interesting traits of Pinoys isd being 'madiskarte' and right now, as the whole country adapts to changes brought about by the COVID-19 pandemic, many enterprising Filipinos are turning their entrepreneurship drive into full-fledged businesses, utilizing the power of social media and cashless payments technologies.

To help accelerate the growth of micro, small, and medium enterprises (MSMEs) all around the country, digital financial services leader PayMaya launched its PayMaya Negosyo "Bizkarte" Program which aims to provide MSMEs with the right tools, assistance, and resources to help their businesses thrive in the growing world of digital commerce.

A play on the words "business" and diskarte–which describes the uniquely Filipino trait of being enterprising despite the seemingly insurmountable odds–the "Bizkarte" program for MSMEs offers PayMaya's end-to-end digital payment solutions bundled with incentives through exclusive promotions and rewards for merchants and their customers, co-marketing push for members' products and services, as well as online trainings on entrepreneurial and digital skills to help partners grow their businesses in the eCommerce space.

"Filipinos are innately ma-diskarte and we've seen this enterprising spirit rise above the challenges we've all faced in the past months due to COVID-19. On top of this, our entrepreneurs are already tech-savvy and familiar with digital platforms," said Raymund Villanueva, Head of PayMaya QR Ecosystems. "Now that they've established their homegrown businesses, PayMaya Negosyo's 'Bizkarte' program will help them accelerate their business in this new economy."

To sign up for the Bizkarte program, entrepreneurs and MSMEs only need to download and register for an account through the PayMaya Negosyo app (http://pymy.co/PayMayaNegosyo) and sign up for the program through the Bizkarte website at http://pymy.co/bizkarte.

Thriving online businesses in the 'new normal'

Upon signing up, Bizkarte program members will instantly have access to the Bizkarte Negosyante Kit, which will contain social media templates and how-tos that they can use to help promote cashless payments for orders through their Facebook or Instagram pages, via email, or through chat apps.

They will also get the chance to promote their products and services to millions of PayMaya users across the country on PayMaya-owned channels including the PayMaya app, website, and social media accounts. Their customers who pay using PayMaya, meanwhile, can enjoy exclusive perks of up to 100% Balik Bayad when they #ScanToPay via PayMaya QR.

And to help give additional boost in growing their business, Bizkarte members can also get access to free webinars featuring key industry leaders who can share useful knowledge and insights about the ins and outs of running and growing their business.

"We hope that through this program, we can help turn casual online sellers into full-fledged negosyantes who can rely on their home-based businesses for income even after the crisis over," Villanueva said.

Through the PayMaya Negosyo app, MSMEs can easily expand their business to go digital by accepting cashless payments online and offline through PayMaya QR, via bank transfers through InstaPay, or through the Send Money function of the PayMaya app. This allows business owners to continue serving their customers online, helping reduce the further spread of COVID-19, and in-stores, once they are ready to get back to a physical set-up.

Apart from these, PayMaya Negosyo offers entrepreneurs more ways to earn money by selling mobile prepaid load and other digital goods available in the app. Soon, they will also be able to accept bill payments and remittances (with proper documentary requirements) through PayMaya Negosyo.

PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cut across consumers, merchants, and government. Aside from providing payments acceptance for the largest e-Commerce, food, retail and gas merchants in the Philippines, PayMaya enables national and social services agencies as well as local government units with digital payments and disbursement services.

Through its app and wallet, PayMaya provides millions of Filipinos with the fastest way to own a financial account with over 40,000 Add Money touchpoints nationwide, more than double the total number of traditional bank branches in the Philippines combined. Its Smart Padala by PayMaya network of over 30,000 partner touchpoints nationwide serves as last mile digital financial hubs in communities, providing the unbanked and underserved with access to services. To know more about PayMaya's products and services, visit www.PayMaya.com or follow @PayMayaOfficial and @PayMayaBusiness on Facebook, Twitter, and Instagram.

One minute to get as much groceries as you want, all for free. Who could say no to that?

That’s exactly what two lucky PayMaya users experienced when they won their very own grab-all-you-can grocery shopping spree from the promo held in partnership with Robinsons Supermarket, a PayMaya Preferred merchant.

PayMaya users, Joji Vasquez and Avegaile Villamor, were both chosen in the first raffle draw of the promo, which entitled them to a one-minute shopping spree at Robinsons Supermarket in Robinsons Galleria. The two had exactly sixty seconds to grab as much groceries as they can from the supermarket worth up to P10,000.

As homemakers, both Joji and Avegaile rushed to grab daily essentials for their homes including haircare, laundry products, and canned goods, during their minute-long shopping spree.

“I was very surprised when I won this special prize from PayMaya and Robinsons Supermarket. I’m really grateful for this opportunity and I’m happy I used PayMaya for my purchases,” said Joji.

Sulit Queens

PayMaya QR is the preferred payment option for sulit queens like Avegaile, who is always on the lookout for the best deals for their household needs. When you #ScanToPay for your groceries at the Robinsons Supermarket, you instantly get a P100 cashback once a week (for a minimum spend of P500), a raffle entry for a shopping spree worth P10,000 (for a minimum spend of P100), and a 1%, 10%, or 100% cashback for your purchases.

Both winners are long-time PayMaya users who already consider themselves as experts in taking advantage of cashback promos offered by the brand.

“I’ve been paying with PayMaya for a while now,” said Avegaile, who mentioned that she uses the app to purchase her groceries on weekends to avail the double cashback promo for QR payments.

“I always make it a point to pay using PayMaya for my groceries, shopping needs, and even bills, because they always offer cashback promos and rewards like this,” she added.

The next winner could be you! Simply visit your nearest Robinsons Supermarket branch and earn 1 electronic raffle entry for every P100 you spend via PayMaya QR. #ScanToPay and earn raffle entries until January 31, 2020 for a chance to win in the next and final draw happening on February 6.

Apart from the shopping spree, you can also enjoy a P100 cashback for your purchases at Robinsons Supermarket each week when you pay via PayMaya QR. Promo runs until January 31, 2020 for a minimum purchase of P500.

If you don’t have a PayMaya account yet, you can easily download it on the App Store or Google Play Store, sign up for free, and enjoy a convenient and rewarding payment experience that is truly better than cash.

Basta groceries, don’t pay cash. PayMaya!

To find out more about all the exclusive deals you can avail of with your PayMaya account, visit www.paymaya.com/deals or follow @PayMayaOfficial on Facebook, Twitter, and Instagram.

Per DTI Fair Trade Permit No. FTEB 19846, Series of 2019.

Getting turned off by the hassles and extra transaction fees of moving money to another bank account? Did you wish you didn’t have to line up at a bank branch just to make a deposit? Now there’s no need to worry–you can now skip the line and send money the most convenient way with PayMaya’s Send Money to Bank feature powered by InstaPay!

That’s right, with your upgraded PayMaya account you can send money* to more than 40 local banks and financial institutions that can receive money via InstaPay. The best part is it’s absolutely instant and secure–helping account holders save time and effort whenever they need to send money to another person’s bank account.

“This new feature will definitely make it easier for PayMaya account holders to manage their money conveniently. Whether they’re sending money to an online seller or transferring money from one of their bank accounts to another, everything is instant and seamless with PayMaya’s new Send Money to Bank feature,” said Shailesh Baidwan, President of PayMaya.

It’s really easy to Send Money to Bank via PayMaya. In the app, go to Send Money and select To Bank Account. In the next screen, choose the bank or financial institution you’ll be sending money to, put in the amount you want to send, and fill in all the important details of your recipient. It’s so simple, and your recipient will get the money in an instant, and as of now PayMaya is not charging any transaction fees for the service until further notice.

This new feature is also in accordance with the efforts of the Bangko Sentral ng Pilipinas to increase the percentage of digital transactions in the country to 20% by the year 2020, under the National Retail Payment System (NRPS).

So if you’re looking for a better way to manage your money between accounts or you just want to avoid the hassles of falling in line at the bank, now is the best time to have a PayMaya account so you can take advantage of this exciting feature.

Get your own PayMaya account by downloading the PayMaya app now for iOS or Android, and signing up today to feel the joy of sending money to anyone, anytime in the fastest, most secure, rewarding, and hassle-free way!

To know how you can get even more from your PayMaya account, check out www.PayMaya.com/deals or follow @PayMayaOfficial on Facebook, Twitter, and Instagram.

PayMaya, the digital financial services arm of Voyager Innovations, is the only financial technology company in the Philippines offering integrated consumer and merchant payment solutions with the widest on-ground branch network. It is the first to give millions of Filipinos an e-wallet that allows them to pay cashless transactions at any time of the day, anywhere in the world, and from any device. It is the financial technology arm of Voyager Innovations, the leading technology company in the country backed by PLDT, KKR, Tencent, World Bank’s IFC and the IFC Emerging Asia Fund.