Smart subscribers have one more reason to celebrate the new year as mobile services provider Smart Communications, Inc. (Smart) has teamed up with Union Bank of the Philippines (UnionBank) to bring more exclusive rewards to subscribers with their new UnionBank Credit Card.

Under this exciting partnership, qualified Smart Prepaid subscribers will receive a P2,000 Welcome Gift with their new UnionBank Rewards Credit Card, while qualified Smart Postpaid and Smart Infinity subscribers will receive a P5,000 Welcome Gift with their new UnionBank Rewards, UnionBank Miles+, or UnionBank Reserve Credit Card.

Eligible subscribers can make the most of this exclusive Welcome Gift as they shop at their favorite stores or their go-to online shopping apps and e-commerce platforms. Smart subscribers can learn more about the perfect UnionBank Credit Card that suits their lifestyle at https://smart.com.ph/Pages/ubwelcomegift/.

How to redeem your exclusive Welcome Gift from Smart and UnionBank

Smart Prepaid subscribers with a new UnionBank Rewards Credit Card may receive their P2,000 Welcome Gift by linking their UnionBank Rewards Credit Card to GigaPay on the Smart App, and then purchasing PowerAll 99 on the Smart App.

On the other hand, Smart Postpaid subscribers with a new UnionBank Rewards Credit Card may receive their P5,000 Welcome Gift by simply enrolling their Smart Postpaid account to the Auto Bills Payment on UnionBank’s website.

Aside from this exclusive Welcome Gift, UnionBank Rewards cardholders may also enjoy No Annual Fees Forever with an accumulated spend worth P20,000 within 60 days of card approval.

UnionBank Miles+ and UnionBank Reserve for Smart Infinity members

Meanwhile, Smart Infinity members on Plan 3500 may get their P5,000 Welcome Gift with their new UnionBank Miles+ Credit Card by simply enrolling their Smart Infinity account to the Auto Bills Payment on UnionBank’s website. UnionBank Miles+ Credit Card also gives users a chance to redeem a Welcome Gift of 30,000 never-expiring miles with an accumulated spend of P40,000 within 60 days of card approval.

In addition, Smart Infinity members on Plan 5000 and Plan 8000 may also receive their P5,000 Welcome Gift with their new UnionBank Reserve Credit Card by simply enrolling their Smart Infinity account to the Auto Bills Payment on UnionBank’s website. Application to UnionBank Reserve Credit Card is by invite only and Plan 5000 and Plan 8000 members are automatically eligible to apply.

On top of this Welcome Gift, UnionBank Reserve cardholders may also redeem as much as P18,000 worth of eGift from Giftaway merchants with an accumulated spend of P40,000 within 60 days of card approval.

This exclusive promo will run until February 29, 2024.

Smart’s collaboration with UnionBank is part of its thrust to bring exclusive rewards and epic lifestyle treats to the fingertips of subscribers on top of empowering them with the best mobile network experience possible. Learn more about the latest treat from Smart and UnionBank at https://smart.com.ph/Pages/ubwelcomegift .

Smart subscribers have one more reason to celebrate the new year as mobile services provider Smart Communications, Inc. (Smart) has teamed up with Union Bank of the Philippines (UnionBank) to bring more exclusive rewards to subscribers with their new UnionBank Credit Card.

Under this exciting partnership, qualified Smart Prepaid subscribers will receive a P2,000 Welcome Gift with their new UnionBank Rewards Credit Card, while qualified Smart Postpaid and Smart Infinity subscribers will receive a P5,000 Welcome Gift with their new UnionBank Rewards, UnionBank Miles+, or UnionBank Reserve Credit Card.

Eligible subscribers can make the most of this exclusive Welcome Gift as they shop at their favorite stores or their go-to online shopping apps and e-commerce platforms. Smart subscribers can learn more about the perfect UnionBank Credit Card that suits their lifestyle at https://smart.com.ph/Pages/ubwelcomegift/.

How to redeem your exclusive Welcome Gift from Smart and UnionBank

Smart Prepaid subscribers with a new UnionBank Rewards Credit Card may receive their P2,000 Welcome Gift by linking their UnionBank Rewards Credit Card to GigaPay on the Smart App, and then purchasing PowerAll 99 on the Smart App.

On the other hand, Smart Postpaid subscribers with a new UnionBank Rewards Credit Card may receive their P5,000 Welcome Gift by simply enrolling their Smart Postpaid account to the Auto Bills Payment on UnionBank’s website.

Aside from this exclusive Welcome Gift, UnionBank Rewards cardholders may also enjoy No Annual Fees Forever with an accumulated spend worth P20,000 within 60 days of card approval.

UnionBank Miles+ and UnionBank Reserve for Smart Infinity members

Meanwhile, Smart Infinity members on Plan 3500 may get their P5,000 Welcome Gift with their new UnionBank Miles+ Credit Card by simply enrolling their Smart Infinity account to the Auto Bills Payment on UnionBank’s website. UnionBank Miles+ Credit Card also gives users a chance to redeem a Welcome Gift of 30,000 never-expiring miles with an accumulated spend of P40,000 within 60 days of card approval.

In addition, Smart Infinity members on Plan 5000 and Plan 8000 may also receive their P5,000 Welcome Gift with their new UnionBank Reserve Credit Card by simply enrolling their Smart Infinity account to the Auto Bills Payment on UnionBank’s website. Application to UnionBank Reserve Credit Card is by invite only and Plan 5000 and Plan 8000 members are automatically eligible to apply.

On top of this Welcome Gift, UnionBank Reserve cardholders may also redeem as much as P18,000 worth of eGift from Giftaway merchants with an accumulated spend of P40,000 within 60 days of card approval.

This exclusive promo will run until February 29, 2024.

Smart’s collaboration with UnionBank is part of its thrust to bring exclusive rewards and epic lifestyle treats to the fingertips of subscribers on top of empowering them with the best mobile network experience possible. Learn more about the latest treat from Smart and UnionBank at https://smart.com.ph/Pages/ubwelcomegift .

Smart subscribers have one more reason to celebrate the new year as mobile services provider Smart Communications, Inc. (Smart) has teamed up with Union Bank of the Philippines (UnionBank) to bring more exclusive rewards to subscribers with their new UnionBank Credit Card.

Under this exciting partnership, qualified Smart Prepaid subscribers will receive a P2,000 Welcome Gift with their new UnionBank Rewards Credit Card, while qualified Smart Postpaid and Smart Infinity subscribers will receive a P5,000 Welcome Gift with their new UnionBank Rewards, UnionBank Miles+, or UnionBank Reserve Credit Card.

Eligible subscribers can make the most of this exclusive Welcome Gift as they shop at their favorite stores or their go-to online shopping apps and e-commerce platforms. Smart subscribers can learn more about the perfect UnionBank Credit Card that suits their lifestyle at https://smart.com.ph/Pages/ubwelcomegift/.

How to redeem your exclusive Welcome Gift from Smart and UnionBank

Smart Prepaid subscribers with a new UnionBank Rewards Credit Card may receive their P2,000 Welcome Gift by linking their UnionBank Rewards Credit Card to GigaPay on the Smart App, and then purchasing PowerAll 99 on the Smart App.

On the other hand, Smart Postpaid subscribers with a new UnionBank Rewards Credit Card may receive their P5,000 Welcome Gift by simply enrolling their Smart Postpaid account to the Auto Bills Payment on UnionBank’s website.

Aside from this exclusive Welcome Gift, UnionBank Rewards cardholders may also enjoy No Annual Fees Forever with an accumulated spend worth P20,000 within 60 days of card approval.

UnionBank Miles+ and UnionBank Reserve for Smart Infinity members

Meanwhile, Smart Infinity members on Plan 3500 may get their P5,000 Welcome Gift with their new UnionBank Miles+ Credit Card by simply enrolling their Smart Infinity account to the Auto Bills Payment on UnionBank’s website. UnionBank Miles+ Credit Card also gives users a chance to redeem a Welcome Gift of 30,000 never-expiring miles with an accumulated spend of P40,000 within 60 days of card approval.

In addition, Smart Infinity members on Plan 5000 and Plan 8000 may also receive their P5,000 Welcome Gift with their new UnionBank Reserve Credit Card by simply enrolling their Smart Infinity account to the Auto Bills Payment on UnionBank’s website. Application to UnionBank Reserve Credit Card is by invite only and Plan 5000 and Plan 8000 members are automatically eligible to apply.

On top of this Welcome Gift, UnionBank Reserve cardholders may also redeem as much as P18,000 worth of eGift from Giftaway merchants with an accumulated spend of P40,000 within 60 days of card approval.

This exclusive promo will run until February 29, 2024.

Smart’s collaboration with UnionBank is part of its thrust to bring exclusive rewards and epic lifestyle treats to the fingertips of subscribers on top of empowering them with the best mobile network experience possible. Learn more about the latest treat from Smart and UnionBank at https://smart.com.ph/Pages/ubwelcomegift .

UnionDigital Bank (UD) secured a capital infusion approval of up to P900 million from its parent bank, Union Bank of the Philippines. This latest additional infusion will help drive the digital bank’s expansion, particularly in digital loans which will soon be launched in the UD app.

This capital boost will enable UD to expand its digital loan offerings via its app and APIs, providing customers with faster access to credit and a seamless loan application process. The capital infusion is still subject to Bangko Sentral ng Pilipinas (BSP) regulatory approval.

“This approved funding indicates UnionBank’s confidence in our strategic growth plan and strong financial performance. We will use this to fuel our growth trajectory and allow us to better serve the financial needs of our customers,” said Henry Aguda, President and CEO of UnionDigital Bank. “Nearly 70% of our customer base comprise of individuals with limited means at the base of the income pyramid - these are the people we want to help and include in the financial system.”

UD also recorded net profits in the first quarter of 2023, driven by its ecosystem-led business model. Moreover, the digital bank’s push towards embedded finance enables new avenues for customers to engage with banking services.

UD kickstarted this with their recent partnerships with mWell, implementing embedded financial services for its 1.5 million customers and 5,000 doctors and health professionals, as well as HUAWEI, tapping into their 7 million customer base and ecosystem of services.

“We have built a strong pipeline of partnerships and are actively scaling up our digital channels to help us diversify our deposit base and loan book,” said Mike Singh, Chief Commercial and Revenue Officer, UnionDigital Bank. “The approved capital will not only improve our financial strength but also unlock a lot of opportunities, especially in driving our mission to improve access to credit for every Filipino, regardless of their location. As we accelerate our digital loan offerings, we will empower more Filipinos to achieve their financial aspirations, wherever they may be.”

UnionDigital Bank is on a mission to bring financial inclusion, uplifting one community at a time. With this in mind, the digital bank is committed to break down barriers that prevent individuals from accessing financial services, empowering Filipinos everywhere to build a secure future.

UnionDigital Bank, the digital bank subsidiary of UnionBank, has recently partnered with HUAWEI, a global technology leader, to bring innovative financial services to more people in the Philippines by tapping into the tech company’s ecosystem of services and 7 million customer base.

Through the strategic collaboration, the UnionDigital Bank app is now available on the HUAWEI AppGallery to allow easy access for users to the digital bank’s financial services and products. As the number one digital lender in the country, UnionDigital Bank will offer loan products to mobile users through Petal Ads, the mobile marketing platform tailored for HUAWEI devices.

"Our partnership with HUAWEI reflects our shared belief in harnessing the power of technology to enhance financial inclusion and provide convenient banking solutions to all," said Henry Aguda, President and CEO of UnionDigital Bank. "Together, we are committed to shaping a better future by leveraging our combined expertise and resources to create innovative and accessible banking services."

"We are proud to work with a tech-first and tech-forward company like UnionDigital Bank, who shares our vision for leveraging technology to create positive change and make a difference in people's lives," said Ken Liang, Director of Mobile Ecosystem Business Growth, HUAWEI Technologies Philippines. "Our alliance reflects our commitment to driving innovation and using it for the greater good. We are excited to collaborate with UnionBank’s digital bank subsidiary to contribute and help in making their commitment a reality, starting with our users."

The tie-up between UnionDigital Bank and HUAWEI marks an important step towards promoting financial inclusion and leveraging technology to make innovative banking solutions closer to a greater number of Filipinos, regardless of their location or economic status. Together, they aim to empower more people to access essential financial services designed to contribute in supporting the country’s growing digital economy.